Rent-to-Own HVAC Vs. Traditional HVAC Financing: Which Option Is Right for Me?
No matter what time of year, if your A/C system or furnace fails, it needs to be replaced immediately. You don’t want to get caught in the cold or trapped in the heat! Unfortunately, fixing or replacing the system is expensive. You may have concerns about how to finance such an unexpected and costly purchase; especially if you are a new property owner!
No matter what your financial situation is, Atwood Rentals HVAC is here to help you with all your HVAC needs. We offer a variety of affordable HVAC lease to own programs and will work with you to determine which is right for your budget.
Rent-to-Own HVAC Explained
Atwood Rentals HVAC premiere Rent-to-Own HVAC program is designed specifically for homeowners who may not have the financial flexibility to cover the cost of an HVAC replacement due to poor credit.
With our rent-to-own HVAC program, we settle on an affordable monthly payment plan where payments go towards full ownership of you so you can live comfortably without putting your financial stability in jeopardy.
Benefits of the Rent-to-Own Option
Easing the financial burden of HVAC replacement is the biggest and broadest benefit of Atwood’s residential HVAC rent-to-own program, but within the plan, there are several more benefits that may make it the perfect fit for you.
No Credit Checks!
A credit score shouldn’t stop you from living comfortably. Our HVAC rent-to-own program is ideal for homeowners who may be dealing with credit score issues. We can assist customers with poor credit to get the help they need in order to buy the HVAC system they need.
With our HVAC rent-to-own option, there is no need for a credit check. We base eligibility off of your current income, not your credit score.
Flexible Lease Options
At Atwood Rentals HVAC, we put our customers first. We offer a variety of lease options and time frames that you can be comfortable with!
- 36 months
- 48 months
- 60 months
- 72 months
Affordable Rates to Fit Every Budget
Your budget shouldn’t determine whether or not you have heat or air conditioning. Since we base our HVAC lease-to-own options off of income instead of your credit score, we can work with you to find an affordable rate that meets your needs.
No Hidden Fees
Some companies will offer a price to lure you in, only to tack on extra fees at the end. We value our customers and know how important your budget can be. When doing business with Atwood Rentals HVAC you can have peace of mind knowing we will never add hidden fees or price gouge.
Old Equipment Removal Is Included
Out with the old in with the new!
In addition to great rates, Atwood Rentals HVAC will go the extra mile to help you. With us, old equipment removal is included with your rental installation so you don’t have to worry about additional costs to make space for your new HVAC unit.
Energy Star Qualified Equipment
At Atwood Rentals HVAC, quality is our priority. In addition to top-notch prices and customer service, our rent-to-own HVAC units are state-of-the-art, dependable and Energy Star qualified. That means they are government trusted and do not waste excess energy, helping you save money and protect the environment.
Transfer Your HVAC Rent-to-Own Program
Life happens! No matter how far along you are in your lease, in the event you have to move, you can transfer your heating and cooling system lease to the next homeowner. One less thing you have to worry about!
Equipment Labor Warranty
In addition to quality prices, Atwood Rentals HVAC leases the very best, state-of-the-art HVAC units. We are so confident in the quality of our merchandise that our rent-to-own heat and air units are backed by our equipment labor warranty, meaning any unexpected costs due to breakdown are covered within the first 5 years of the lease!
The Traditional HVAC Financing Breakdown
In addition to rent-to-own central heat and air programs, there are traditional HVAC financing options which are based on credit. For customers where credit score is not an issue, this could be a potential fit, but there are certain factors to consider which ultimately may make a rent-to-own central air conditioner a better and safer option no matter what your financial situation. Beware of HVAC Companies and Brands They Partner With When using a traditional financing method, you will also have to make sure the company is one you can trust. Often times, HVAC companies pair with specific brands which means the units they use may not be right for your home.
Pricing is Important
Selecting a cheaper option from the get-go may seem like a way to save money, but if you get a cheaper HVAC system you might end up paying more in the long run due to repairs and poor energy efficiency ratings. If you're worried about being able to afford the sticker price of a new HVAC unit up front, a rent-to-own program is a great option!
Factor in Your Credit for Traditional HVAC Financing
As discussed above, lease to own heating and air systems rental programs at Atwood Rentals HAVC are not credit-dependent, but a traditional method is. That means you must factor in your credit score, and any future credit-dependent purchases when thinking of how to finance your HVAC.
Rent-to-Own HVAC vs Traditional Financing Recap
With fair pricing, honesty and integrity at the foundation of our business, the rent-to-own programs at Atwood Rentals HVAC are a one-stop-shop option for new HVAC systems. We will work with you to give you peace of mind when it comes to heating and cooling your home.